House is a necessity to all human beings and owning a house is dream for every one.Earlier only a few people had the privilege to have an own house but now with the availability of house loans provided by banks many people’s dream has come true.These are loans which are provided either to buy an already built ready to occupy a house or flat or to construct a house.
New home loan or home construction loan or plot & construction loan.
KYC Documents:Aadhar card,pan card.
Residence proof:Utility bill,bank statement.
For Salaried employees: Salary slips for the last 3 months.Past 6 months bank statements.
Self Employed Professionals:
Certificate of qualification for professionals: CA,DOCTORS & Architects.
last 2 years It returns along with computation of income,P/L account with all schedules,& audited balance sheet.
Vat & registration certificate.
Bank statemenrs for last 6 months.
Self Employed Non Professionals
Last 2 years income tax returns along with computation of income ,P/L Account with all schedules and audited balance sheet.
Latest 6 months bank statements.
Agreement of sale
NOC From builder
Registration & stamp duty receipt.
Owner construction receipt(OCR)
All builder linked documents.
Tenure: 5-20 years